Education Insurance

WHAT IS EDUCATION INSURANCE?

Education insurance combines essential policies to protect your students, volunteers and property against unexpected events. The policy can be customised to include one or more sections of cover, including: Personal Accident, General and Organisation Liability, and Property & Income Protection.

This policy can also be extended to include cover for sexual abuse allegations and claims.

EA Insurance Services provides insurance that is tailored to your particular situation and provides flexible cover options to suit each educational institution.

WHY DO I NEED EDUCATION INSURANCE?

Educational facilities manage a wide variety of risks including: excursions, abuse of children, arson or intentional damage, and injury to students or volunteers. It is vital that the cover for education facilities incorporates cover for these risks and protects your property, students and staff.

WHAT COVER CAN BE INCLUDED IN AN EDUCATION POLICY?

Public Liability

Covers damage to a third party such as personal injury, property damage or advertising injury, caused by your organisation

Student and Volunteers Personal Accident

Compensation for your students or volunteers if they are injured whilst participating or providing services on your behalf

Property

Cover for accidental damage to your buildings and contents

Crime Cover

Cover for loss of money, burglary or theft of property, and theft by officials

Employment Practices Liability

Covers payouts of claims of employment breaches, such as wrongful dismissal, bullying or discrimination

Sexual Abuse / Molestation Extension

Cover for allegations or compensation you are legally required to pay as a result of sexual abuse of a member of the public whilst in your care

Business Interruption

An addition to your property cover, business interruption can pay for some of the extra costs incurred when recovering from a disaster

More

Additional cover is available including General Property, Professional Indemnity, Electronic Breakdown and more


Looking for another type of cover?

Cyber Insurance

Public Liability

Property Insurance


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