Community Organisation Insurance

WHAT IS COMMUNITY ORGANISATION INSURANCE?

Community volunteers

Community Organisation insurance is designed to protect your business, assets and volunteers against liability and unexpected events. It combines essential policies that can be customised to include one or more section of cover including: Property & Income Protection, General and Organisation Liability and Personal Accident.

This policy can also be extended to include cover for sexual abuse allegations and claims.

EA Insurance Services provides insurance that is tailored to your particular situation and provides flexible cover options to suit each organisation.

WHY DO I NEED COMMUNITY ORGANISATION INSURANCE?

Your activities are as diverse as the communities you support and you need cover that’s a little more ‘outside the box’. Community Organisation insurance has been designed to cover the unique risks of community organisations including: Christian media, chaplaincy, counselling, domestic mission, youth services, crisis support, social health and issues support, community education, and a wide range of other community not for profit initiatives.

If there’s a fire at your property or a member of the public is injured at your premises, the cost to your organisation could be high. Insurance can help cover the damages you are liable for or property repairs, so you are not out of pocket and can continue to support your community.

WHAT COVER CAN BE INCLUDED IN A COMMUNITY ORGANISATION INSURANCE POLICY?

Public Liability

Covers damages to a third party caused by your organisation, such as personal injury, property damage or advertising injury

Directors & Officers Liability

Protects your company’s past, present and future directors, officers and managers against claims of wrongful acts

Property

Cover for accidental damage to your buildings and contents

Volunteers Personal Accident

Compensation for your volunteers if they are injured whilst providing services on your behalf

Employment Practices Liability

Covers payouts for claims of employment breaches, such as wrongful dismissal, bullying or discrimination

Business Interruption

An addition to your property cover, business interruption can pay for some of the extra costs incurred when recovering from a disaster

Sexual Abuse / Molestation Extension

Cover for allegations or compensation you are legally required to pay as a result of sexual abuse of a member of the public whilst in your care

More

Additional cover is available including Professional Indemnity, Fidelity, Electronic Breakdown, General property and more


Looking for another type of cover?

Faith Insurance

Cyber Insurance

Travel Insurance


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